Home Improvement Financing That Closes More Projects

Yes. FormPiper's lender network includes options for full renovation financing — kitchens, bathrooms, roofing, HVAC, and whole-home remodels. Projects up to $100,000+ can be financed through the waterfall.

Maximum approval amounts depend on the lender and the homeowner's credit profile, but FormPiper's network includes lenders that approve up to $100,000 or more for qualified borrowers.

Contractors use a tablet or phone to present financing options during the in-home estimate. The homeowner applies on the spot — approval decisions come back in seconds, and the contract can be signed before you leave.

If the project scope increases, the homeowner can apply for additional financing through FormPiper. If the scope decreases, most lenders allow the funded amount to be adjusted accordingly.

Yes. Financing through FormPiper covers the total project cost — materials, labor, permits, and any other expenses included in the contractor's estimate.

Yes. Every application runs through FormPiper's full waterfall — prime, near-prime, sub-prime, and lease-to-own — so homeowners with low or no credit still get real options. Contractors can close more jobs instead of walking away from a single declined application.

Pre-qualifying does not affect the homeowner's credit score. Many lenders in FormPiper's network use a soft credit check to present options; a hard inquiry only occurs if the homeowner accepts an offer and proceeds.

GreenSky is a single home-improvement lender with one approval box that leans prime. FormPiper is a multi-lender waterfall — if a prime lender like GreenSky declines, the application keeps routing through near-prime, sub-prime, and lease-to-own. Contractors capture jobs a single-lender program would turn away.

Approval amounts depend on the lender and the homeowner's credit. FormPiper's network includes lenders that cover everything from small repairs to full remodels up to $65,000 for qualified homeowners.