One platform.
    Every payment.
    More revenue.

    Stop losing sales to declined applications. FormPiper combines consumer financing, credit card processing, and in-house payment plans into one seamless platform.

    Schedule a Demo Calculate your ROI →
    Unified Dashboard — June
    All payments, one view
    LIVE
    Approval rate
    94%
    Routed
    $1.2M
    Channel mix
    Financing 62%
    Credit Card 24%
    In-House 14%
    Active lenders
    25+ across 6 tiers
    L1
    L2
    L3
    L4
    L5
    What FormPiper Does

    Three payment products.
    One platform.

    Consumer financing, credit card processing, and in-house payment plans — unified in a single dashboard your team actually uses.

    Plus everything that ties them together
    Single Application
    One form routes to your entire lender stack. No re-entry, no drop-off, no friction.
    Unified Reporting
    All payment types in one dashboard — financing, credit cards, and in-house plans together.
    Digital Contract Execution
    E-sign integrated directly in the approval flow so every deal closes fast.
    In-Store & Online
    Offer financing at the service desk, on your website, or via SMS link — wherever your customer is.
    The Lender Waterfall

    Every applicant has
    a path to yes.

    FormPiper routes each application down this stack automatically. One decline doesn't end the sale — it triggers the next opportunity.

    PrimeYour strongest applicants. Best rates, fastest decisions, highest funded amounts.
    Near PrimeGood credit with a few blemishes. Still solid approval odds with the right lender.
    Sub PrimeThin credit or past challenges. Specialty lenders are built for exactly this customer.
    Lease to OwnNo credit score required. Customer leases the product with a purchase option at the end.
    In-HouseYou become the lender. Set your own terms, collect on your schedule, keep every dollar.
    Revolving Credit CardsStore-branded and co-branded cards give customers another familiar path to purchase.

    Most merchants only use one or two tiers. FormPiper runs the full stack — automatically.

    Your Revenue Potential

    What does a higher approval rate
    mean for your business?

    Adjust the sliders. See what happens when more of your applications reach a yes.

    Goal Calculator

    241
    42%
    38%
    $2.8k
    $107,698

    See what's possible when every payment has a path to close.

    Schedule a Demo

    Real Merchants. Real Results.

    Don't take our word for it.

    Merchants across the country share how FormPiper changed their business.

    Ready to become the next success story?

    Schedule a Demo

    Merchant FAQs

    Common questions from merchants evaluating FormPiper.

    Merchants Served
    1,000+
    Lender Integrations
    25+
    Credit Tiers Covered
    All 6
    Headquartered in Marietta, GA. Serving furniture, jewelry, medical/dental, home improvement, auto repair, pet/vet, and tutoring/education verticals with waterfall financing, credit card processing, in-house payments, and lease-to-own.

    Explore the platform.

    Three integrated products, one unified dashboard.

    Consumer Financing
    6-tier waterfall, one application.
    Credit Card
    Tap, swipe, or SMS link at the counter.
    In-House Payments
    Your own plans when lenders decline.

    Start Powering
    Smarter Decisions.

    Step 1
    Sign Agreement

    Quick onboarding with your dedicated account team.

    Step 2
    Configure Lenders

    Set up your custom lender waterfall in minutes.

    Step 3
    Launch Platform

    Go live with in-store and online applications.

    Step 4
    Train Team

    We handle training so your staff is confident from day one.

    Step 5
    Drive Results

    Watch approvals climb and revenue grow.

    Schedule Your Demo Today

    Interested in licensing or partnerships? Talk to our enterprise team →