The Challenge.
Patients Delay Due to Cost
Patients postpone or decline treatment when they can't afford out-of-pocket costs. That hurts outcomes — and your revenue.
Insurance Gaps
Elective, cosmetic, and many dental procedures aren't fully covered by insurance. Patients need financing options beyond what their plan provides.
High Out-of-Pocket Costs
Procedures ranging from $5,000 to $50,000+ create sticker shock. Without flexible payment options, patients walk away.
Single-Lender Limitations
CareCredit and GreenSky serve only prime borrowers. When they decline, you lose the patient — unless you have a waterfall.
How FormPiper Solves It.
A Lender for Every Patient
FormPiper's waterfall routes applications from prime through lease-to-own automatically. When CareCredit declines, the next lender picks up — no re-entry required.
HIPAA-Compliant Platform
FormPiper meets HIPAA requirements for handling patient information during the financing application process. Your practice stays compliant.
Practice Management Integration
FormPiper integrates with your existing practice management and POS systems — no workflow disruption, no double data entry.
Patient-Friendly Applications
Patients apply from a tablet in the waiting room or from their own phone via SMS link. Discreet, fast, and stress-free.
How It Works.
Patient Applies
One simple application on a tablet in the office, via SMS link, or on your website — private and fast.
Waterfall Routes
FormPiper routes the application through 25+ lenders — prime, near-prime, sub-prime, and lease-to-own.
Instant Decision
Patient receives approval with terms in under 60 seconds. Multiple offers give them payment flexibility.
Treatment Proceeds
Patient accepts terms, signs digitally, and treatment begins. Your practice gets paid — the patient pays over time.
Medical & Dental Financing FAQs
Common questions about financing for medical & dental retailers.